The threshold indicating a significant increase in credit risk is reached when the counterparty ceases to be rated “Investment Grade”. The significant increase in the default risk may lead to reassessment of the ECL over the instrument’s residual life.
For loans and receivables, the Group has chosen an approach based on the probability of default by the counterparty and assessment of changes in the credit risk.
Current and non-current financial assets break down as follows:
31/12/2022 | 31/12/2021 | |||||
---|---|---|---|---|---|---|
(in millions of euros) | Current | Non-current | Total | Current | Non-current | Total |
Instruments at fair value through OCI with recycling | 17,014 | 4,982 | 21,996 | 10,519 | 5,810 | 16,329 |
Instruments at fair value through OCI with no recycling | 36 | 207 | 243 | 37 | 253 | 290 |
Instruments at fair value through profit and loss | 1,409 | 23,490 | 24,899 | 2,855 | 25,369 | 28,224 |
Debt and equity securities | 18,459 | 28,679 | 47,138 | 13,411 | 31,432 | 44,843 |
Trading derivatives – Positive fair value | 30,566 | - | 30,566 | 20,061 | - | 20,061 |
Hedging derivatives – Positive fair value | 6,903 | 5,376 | 12,279 | 4,522 | 5,388 | 9,910 |
Loans and financial receivables (1) | 2,105 | 14,457 | 16,562 | 1,943 | 18,789 | 20,732 |
CURRENT AND NON-CURRENT FINANCIAL ASSETS | 58,033 | 48,512 | 106,545 | 39,937 | 55,609 | 95,546 |
(1) Including impairment of €(386) million at 31 December 2022 (€(299) million at 31 December 2021).
The increase in the positive fair value of trading derivatives (+€10.5 billion) is explained by an increase in the value of derivatives used in the trading activity, principally associated with commodity market price movements observed in 2022, and to a lesser extent the higher volumes contracted.
Financial assets are monitored and managed by the Group with two main objectives:
Details of debt and equity securities are shown in the table below:
31/12/2022 | 31/12/2021 | ||||
---|---|---|---|---|---|
(in millions of euros) | At fair value through OCI with recycling | At fair value through OCI with no recycling | At fair value through profit and loss | Total | Total |
Debt and equity securities | |||||
EDF dedicated assets | 4,627 | - | 22,742 | 27,369 | 31,013 |
Liquid assets | 17,148 | - | 1,359 | 18,507 | 12,737 |
Other assets (1) | 221 | 243 | 798 | 1,262 | 1,093 |
TOTAL | 21,996 | 243 | 24,899 | 47,138 | 44,843 |
(1) Investments in non-consolidated companies.